Terms of Service

These Terms of Service ("Terms") govern your use of the Division One Lending LLC website (www.divisiononelending.com, the "Site") and any related services, including our text messaging program. By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

"Division One Lending LLC," "we," or "us" refers to Division One Lending LLC. "You" refers to any visitor or user of the Site.

Use of This Site

The Site provides general information about mortgage loan programs and services offered by Division One Lending LLC. Content on the Site is for informational purposes only, does not constitute a loan approval, rate quote, or commitment to lend, and is not financial advice. Loan programs, rates, and terms are subject to change without notice and subject to credit approval and underwriting.

You agree to use the Site only for lawful purposes and not to interfere with its operation, attempt to gain unauthorized access, or submit false or misleading information through any form.

SMS / Text Messaging Program

By checking the opt-in box on any Division One Lending LLC form, you provide your prior express written consent to receive text messages from Division One Lending LLC at the mobile number you provided, including appointment reminders, loan status updates, and customer care messages. Consent is not a condition of purchase or of receiving services.

• Message frequency varies depending on your interactions with us.
• Message and data rates may apply from your mobile carrier.
• Opt out: reply "STOP" to any message to unsubscribe at any time. You will receive one confirmation message and no further messages.
• Help: reply "HELP" to any message, or contact us at the phone number, email, or address listed on our Contact page.
• Carriers are not liable for delayed or undelivered messages.
• Supported carriers are not responsible for message content. The program is available on major U.S. carriers; availability may vary.
• Mobile information, including opt-in data and consent, will not be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for details.

Intellectual Property

All content on the Site, including text, graphics, logos, and design, is the property of Division One Lending LLC or its licensors and may not be copied, reproduced, or distributed without our written permission.

Third-Party Links

The Site may link to third-party websites. Division One Lending LLC is not responsible for the content, accuracy, or privacy practices of third-party sites.

Disclaimers and Limitation of Liability

The Site is provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, Division One Lending LLC is not liable for any indirect, incidental, or consequential damages arising from your use of the Site.

Changes to These Terms

We may update these Terms from time to time. The current version is always posted on this page, and continued use of the Site constitutes acceptance of any changes.

Governing Law

These Terms are governed by the laws of the State of Ohio, without regard to conflict-of-law principles.

Contacting Us

Division One Lending LLC

Customer Service

5539 Eureka Dr, Ste C

Hamilton, OH 45011