Mortgage information
Mortgage calculators
Estimate a monthly payment, test different down payments and compare loan terms before you talk to a loan officer.
Estimated monthly payment
$2,408
- Principal & interest
- $1,991
- Property taxes
- $300
- Insurance
- $117
- Loan amount
- $315,000
- Total interest (30 yrs)
- $401,765
Estimates are for information only and do not include mortgage insurance, HOA dues or closing costs. They are not a loan offer, rate quote or approval. Contact us for a personalized quote.
Feel free to browse our selection of payment calculators and tools. These calculators are provided for information use only. For a free, no obligation rate quote, contact us today at 513-227-1304.
Calculate your monthly payment and view an amortization schedule of your loan.
See how much time and money you can save by switching to Biweekly mortgage payments.
Compare 15 vs 30 Year Calculator
Use this calculator to see the difference between a 15 year and a 30 year mortgage.
Compare 2 different loan scenarios to see which loan makes the most sense for you.
See how much you can save by consolidating your debts into one loan.
How Much Can I Afford Calculator
Find out how much you can afford based on your current monthly income and expenses.
See how much you can save by making additional monthly principal pre-payments.
Find out how much you have to make in order to qualify for your dream home.
Use this calculator to see if refinancing your mortgage makes sense for your situation.
Use this calculator to help you determine if you should rent or buy a home.
Use this calculator to find the Annual Percentage Rate of your mortgage loan.
Use this calculator to find the Annual Percentage Rate of your mortgage loan.
Back To List
Amortization Calculator
Loan Type ConventionalFHAJumboUSDAVA
Term 30 Years20 Years15 Years10 Years5 Years
Sales Price
$
Interest Rate
%
Down Payment
$
%
Annual Property Tax
$
%
Annual Homeowner Insurance
$
%
Monthly HOA
$
Calculate
| Results |
|---|
| Monthly Principle and Interest |
| Private Mortgage Insurance (PMI) |
| Monthly Property Tax |
| Monthly Insurance |
| Monthly HOA |
| Total Monthly Payment |
| Total Interest |
| Total Amount Paid |
Back To List
Biweekly Payment Calculator
Loan Type ConventionalFHAJumboUSDAVA
Term 30 Years20 Years15 Years10 Years5 Years
Purchase Price
$
Loan Amount
$
Interest Rate
%
Annual Property Tax
$
%
Annual Homeowner Insurance
$
%
Monthly HOA
$
Start Date
Calculate
Graph/Overview
| Results |
|---|
| Monthly Principal & Interest |
| Monthly Property Tax |
| Monthly Insurance |
| Monthly HOA |
| Private Mortgage Insurance (PMI) |
| Total Monthly Payment |
| BiWeekly Principal & Interest |
| Biweekly Property Tax |
| Biweekly Insurance |
| Biweekly HOA |
| Biweekly Private Mortgage Insurance (PMI) |
| Total Biweekly Payment |
| Bi-Weekly Total Interest |
| Monthly total Interest |
| Length with Monthly Payments |
| Length with Bi-Weekly Payments |
| Total Interest Savings |
| Time Saved |
Back To List
Compare 15 vs 30 Year Calculator
Loan Type ConventionalFHAJumboUSDAVA
Term 30 Years20 Years15 Years10 Years5 Years
Purchase Price
$
Down Payment
$
%
Loan Amount
$
Interest Rate
%
Annual Homeowner Insurance
$
%
Annual Property Tax
$
%
Monthly HOA
$
Calculate
Graph/Overview
| Monthly Payment Results |
|---|
| Principal & Interest |
| Homeowner's Insurance |
| Private Mortgage Insurance Premium |
| Property Taxes |
| HOA Fee |
| Total Monthly Payment |
Loan Type ConventionalFHAJumboUSDAVA
Term 30 Years20 Years15 Years10 Years5 Years
Purchase Price
$
Down Payment
$
%
Loan Amount
$
Interest Rate
%
Annual Homeowner Insurance
$
%
Annual Property Tax
$
%
Monthly HOA
$
Calculate
Graph/Overview
| Monthly Payment Results |
|---|
| Principal & Interest |
| Homeowner's Insurance |
| Private Mortgage Insurance Premium |
| Property Taxes |
| HOA Fee |
| Total Monthly Payment |
Back To List
Compare 2 Loans Calculator
Loan Type ConventionalFHAJumboUSDAVA
Term 30 Years20 Years15 Years10 Years5 Years
Purchase Price
$
Down Payment
$
%
Loan Amount
$
Interest Rate
%
Annual Homeowner Insurance
$
%
Annual Property Tax
$
%
Monthly HOA
$
Calculate
Graph/Overview
| Monthly Payment Results |
|---|
| Principal & Interest |
| Homeowner's Insurance |
| Private Mortgage Insurance Premium |
| Property Taxes |
| HOA Fee |
| Total Monthly Payment |
Loan Type ConventionalFHAJumboUSDAVA
Term 30 Years20 Years15 Years10 Years5 Years
Purchase Price
$
Down Payment
$
%
Loan Amount
$
Interest Rate
%
Annual Homeowner Insurance
$
%
Annual Property Tax
$
%
Monthly HOA
$
Calculate
Graph/Overview
| Monthly Payment Results |
|---|
| Principal & Interest |
| Homeowner's Insurance |
| Private Mortgage Insurance Premium |
| Property Taxes |
| HOA Fee |
| Total Monthly Payment |
Back To List
Debt Consolidation Calculator
Term 30 Years20 Years15 Years10 Years5 Years
Debt #1
Monthly Payment
$
Loan Balance
$
Debt #2
Monthly Payment
$
Loan Balance
$
Debt #3
Monthly Payment
$
Loan Balance
$
Consolidated Loan Info
Interest Rate
%
Calculate
Graph/Overview
| Results |
|---|
| Current Monthly Payments |
| Monthly payment after Consolidation |
| Monthly Savings |
| Interest |
Back To List
How Much Can I Afford Calculator
Term 30 Years20 Years15 Years10 Years5 Years
Cash Available for Down Payment
$
Monthly Salary / Wages
$
Monthly Other Income
$
Interest Rate
%
Monthly Property Tax
$
Monthly Insurance
$
Monthly HOA Fee
$
Monthly Auto Payments
$
Monthly Credit Card Payments
$
Monthly Student Loan Payments
$
Other Monthly Debts
$
Calculate
Graph/Overview
| Results |
|---|
| Home Value |
| Maximum Loan Amount |
| Down Payment |
| Principal & Interest |
| PMI |
| Property Tax |
| Insurance |
| Total Monthly Payment |
Back To List
Pre-payment Calculator
Term 30 Years20 Years15 Years10 Years5 Years
Purchase Price
$
Loan Amount
$
Interest Rate
%
Annual Property Tax
$
%
Annual Homeowner Insurance
$
%
Monthly HOA
$
Start Date
Additional Monthly Pre-Payment Amount
$
Calculate
Graph/Overview
| Results |
|---|
Back To List
Qualification Calculator
Term 30 Years20 Years15 Years10 Years5 Years
Purchase Price
$
Down Payment
$
%
Loan Amount
$
Interest Rate
%
Annual Homeowner Insurance
$
%
Annual Property Tax
$
%
Monthly Auto Payments
$
Monthly Credit Card Payments
$
Monthly Student Loan Payments
$
Monthly HOA
$
Calculate
Graph/Overview
| Results |
|---|
| Qualifying Salary (Conventional) |
| Qualifying Salary (FHA) |
| Monthly Principal & Interest |
| Monthly Insurance |
| Monthly Tax |
| Monthly HOA |
| Monthly PMI |
| Total Monthly Payment |
Back To List
Refinance Savings Calculator
Current Loan
Term30 Years20 Years15 Years10 Years5 Years
Home Value
$
Original Loan Amount
$
Original Interest Rate
%
# of Payments Made
Annual Homeowner Insurance
$
%
Annual Property Tax
$
%
Monthly HOA
$
New Loan
Term30 Years 29 Years 28 Years 27 Years 26 Years 25 Years 24 Years 23 Years 22 Years 21 Years 20 Years 19 Years 18 Years 17 Years 16 Years 15 Years 14 Years 13 Years 12 Years 11 Years 10 Years 9 Years 8 Years 7 Years 6 Years 5 Years
Interest Rate
%
Calculate
Graph/Overview
| Results |
|---|
| Current Loan |
| Monthly Principal and Interest |
| Monthly Insurance |
| Monthly Property Tax |
| Monthly HOA |
| Total Monthly Payment |
| Remaining Interest |
| New Loan |
| Mortgage Amount |
| Monthly Principal and Interest |
| Monthly Insurance |
| Monthly Property Tax |
| Monthly HOA |
| Total Monthly Payment |
| Remaining Interest |
| Interest Saved |
Back To List
Rent vs Buy Calculator
Term 30 Years20 Years15 Years10 Years5 Years
Monthly Payment
$
Interest Rate
%
Down Payment
$
Estimated Long Term Inflation
Estimated Long Term Investment Return Rate
Estimated Long Term Tax Rate
Calculate
Graph/Overview
| Results |
|---|
| Current House Value |
| Total Loan Interest |
| Loan Lifetime Payments |
| Estimated House Value after 30 years |
| Tax Savings on Interest |
| Estimated Return on Investment after 30 years |
Back To List
Purchase Mortgage Calculator
Loan Type ConventionalFHAJumboUSDAVA
Term 30 Years20 Years15 Years10 Years5 Years
Purchase Price
$
Down Payment
$
%
Loan Amount
$
Interest Rate
%
Annual Homeowner Insurance
$
%
Annual Property Tax
$
%
Monthly HOA
$
Calculate
Graph/Overview
| Results |
|---|
Back To List
Simple APR Calculator
Term 30 Years20 Years15 Years10 Years5 Years
Loan Amount
$
Interest Rate
%
Closing Costs
%
Calculate
Graph/Overview
| Results |
|---|
Ready to discuss your mortgage options?
Get personalized guidance from Division One Lending.